Agreement Between User And IBF
This website is owned and operated by the Institute of Banking and Finance (hereafter denoted as "IBF"). IBF reserves the right to change or modify all or any part of the content, services and/or products presented in this site, including these terms and conditions, at any time. Continued use of the content, services and/or products presented in this site constitutes binding acceptance of these terms and conditions, including any changes or modifications made by IBF as permitted above.
The Site contains content, services and/or products that are protected by copyright, trademark or other proprietary rights of IBF or third parties. Users (other than content providers in respect of content, services and/or products offered through this site) of the site may use the content for their personal, non-commercial and lawful use, and in a way that does not infringe the rights of, restrict or inhibit anyone else's use and enjoyment of this portal.
Except to the extent excluded by contrary agreement between IBF and any content provider, any person submitting messages, information and content for this site grants IBF a perpetual compensation-free licence to reproduce, edit, modify, publish, transmit and display, create derivative works from, distribute or perform it in whole or in part or incorporate it in any form, medium or technology now known or later developed.
Disclaimer of Warranties
IBF does not make any warranty, express or implied, including the warranties of merchantability and fitness for a particular purpose or assumes any legal liability or responsibility for the accuracy, completeness or usefulness of any content, services and/or products presented in this site. All such warranties are excluded to the maximum extent permitted by law.
Disclaimer of Endorsement
Reference in this site to any specific institutions, commercial products, processes or services by trade name, trade mark or otherwise, does not constitute or imply endorsement, recommendation or favouring by IBF.
Disclaimer of Liability
None of IBF, any third party content provider shall be liable for any damages (including without limitation indirect or consequential damages) arising out of the use of or inability to use the site, even if such party has been advised of the possibility of such damages. Liabilities are disclaimed to the maximum extent permitted by law.
Third-parties' links and content
This site may contain links and pointers to internet sites maintained by third parties. IBF does not operate or control in any respect any information, products or services on such third-party sites. Third-party links are included solely for the convenience of users, and do not constitute any endorsement by IBF.
IBF does not represent or endorse the accuracy or reliability of any content displayed, uploaded, or distributed through this site by any user, registered trainer, content provider or any other third party. IBF does not and cannot verify the content posted by such persons and is not responsible for such content. However, IBF reserves the right to delete, move, or edit any content (including messages posted in any forum) that it may determine, in its sole discretion, violates these terms and conditions or is otherwise unacceptable.
The views and opinions of any users, information provider or any other third party expressed in the site do not necessarily reflect those of IBF.
Users and content providers shall not post content on this site which (a) is defamatory, obscene, pornographic, abusive, harassing or threatening, (b) contains viruses or other contaminating or destructive features, (c) violates the rights of others, such as content which infringes any copyright, trademark, patent, trade secret or violates any right of privacy or publicity, or (d) otherwise violates any applicable law.
It shall be the responsibility of content providers using this site to ensure that information provided by them through this site is accurate, up-to-date, complete and not misleading. However, IBF shall be under no obligation to monitor their compliance in this regard.
Contributions to this Portal
For contributors submitting any contribution to this portal (including any text, photographs, graphics, video or audio) the contributor agrees, by submitting his contribution to grant IBF a perpetual, royalty-free, exclusive right and licence to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, play, make available to the public, and exercise all copyright and publicity rights with respect to his contribution worldwide and/or to incorporate his contribution in other works in any media now known or later developed for the full term of any rights that may exist in his contribution. Further to the above, by submitting his contribution to this portal, the contributor warrants that his contribution:
Users and content providers agree to indemnify IBF and its directors, employees and agents from and against any and all liability, losses, costs and expenses (including attorneys' fees) in connection with any claim arising out of any messages, information or materials uploaded, posted, distributed, or transmitted to or though this site.
IBF shall not be responsible to any content provider for the actions of any users of this site.